Some of you young adults and college students ask how we paid off my student loan debt and paid for 2 people to go to seminary on a missionary and therapist salary. Car and food budgets are probably the biggest budget killers and here is a visualization of what biking and cooking can do for your budget. Living simply and giving cheerfully is not something that is impossible to do. I know that we aren’t the lowest spending family in San Diego and we made our budget like this because we felt like we could sustain this. The hardest thing about budgeting is actually making a commitment to a simpler life or else budgeting just feels like torture. (This was done on Mint.com under the Trends feature and I highly recommend it because you can see what your spending is like vs others in your city.)

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